Pay by Laybuy
order in seconds.
debit or credit card.
| Pay over 6
|How do I sign up?|
|Just continue to checkout and select Laybuy as your payment option or visit laybuy.com/consumer to create your account.|
|Who can use LayBuy?|
|Any NZ resident over 18 with a current debit or credit card.|
|How is my limit approved?|
|Your limit is assigned through a instant credit check upon sign up. If you don't have a credit score, Laybuy will assign you with $120. No extra information about you is required!|
|How do I return my order?|
|All orders paid with laybuy need to be returned via post to our warehouse, see steps here. 100 Days Returns
Once your return has been received and processed, LayBuy will refund you the purchase price*, LayBuy will cancel or adjust your payment schedule.
*Please note LayBuy transactional fees will be deducted from the final amount.
|Is there anything else I should know?|
|A late fee of $10 will be applied to your account 24 hours after a missed payment. You can also spend more than your assigned limit, the excess will be added to your first payment.|